Blog

By: Roy L. Kaufmann

What Servicemember Protections Are Available to Families?

  Even those familiar with the Servicemembers Civil Relief Act (SCRA) may wonder what servicemember protections are available to families. After all, it’s not just servicemembers who are protected by the  SCRA — it’s their family members, too. However, these …

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By: Roy L. Kaufmann

National Guard and Reservists: Are SCRA Protections Automatic?

Few bankers and moneylenders understand how Servicemembers Civil Relief Act protections apply to the National Guard and reservists versus regular military personnel. If you’re worried about how the law applies to these groups, you’re smart to be concerned. A misstep …

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By: Roy L. Kaufmann

How Do You Obtain A Military Service Certificate?

Before you take legal action against anyone, get a military service certificate to make sure they aren’t on active military duty. A military service certificate goes by many names, including: affidavit nonmilitary affidavit affidavit of military status active duty verification…

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By: Roy L. Kaufmann

Lenders May Enjoy Relaxed Military Lending Act Rules

President Trump is loosening restrictions on protections for servicemembers, according to a recent NPR story. The changes, if enacted, will come via the Military Lending Act rules. This law, similar to the Servicemembers Civil Relief Act, provides protection to …

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By: Roy L. Kaufmann

Can I Evict A Tenant With Active Military Status?

Being on active military status provides certain protections under the Servicemembers Civil Relief Act. These include civil actions, such as evictions. These protections are in place in order to help our military personnel stay focused on their essential jobs without …

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By: Roy L. Kaufmann

How Does the SCRA Affect Interest Rates?

The SCRA interest rate is 6%, but you must know when it applies. As a banker or lender, you have to be especially careful when calculating interest rates on loans to servicemembers. The Servicemembers Civil Relief Act protects servicemembers from …

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By: Roy L. Kaufmann

The SCRA and Foreclosure

The SCRA and foreclosure efforts are closely intertwined.  prohibits foreclosures on any deployed servicemember (and, under their dependents if they seek court relief) while the servicemember is deployed and for up to a year after they return. The Servicemembers Civil …

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By: Roy L. Kaufmann

Help with SCRA Compliance

The original version of the Servicemembers Civil Relief Act (“SCRA“)  was enacted in 1940. Since then, Congress has amended it a number of times. But the federal law is still rife with ambiguity. The language is sometimes broad …

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