Blog

By: Roy L. Kaufmann

SCRA Updates Help Lenders Verify Military Status

New SCRA updates make it easier for servicemembers to verify military status to lenders. One of the significant benefits to servicemembers under the Servicemembers Civil Relief Act (“SCRA”) is the possibility that interest rates on certain loans and credit card …

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By: Roy L. Kaufmann

What Do I Need to Know about Storage Units and the SCRA?

It’s not unusual for servicemembers to miss occasional payments on their storage units, and the SCRA provides them protections from retaliatory actions if they are on active duty. The Servicemembers Civil Relief Act is designed to protect the rights of …

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By: Roy L. Kaufmann

Credit Union Settles with DOJ for $95K for SCRA Violations

The Department of Justice has found yet another lending institution to have committed SCRA Violations after it illegally repossessed servicemembers’ cars. The DOJ announced last month that it reached an agreement with a credit union in upstate New York,  in …

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By: Roy L. Kaufmann

If You Don’t Know Military Status, Can You Get a Default Judgment?

Plaintiffs are usually required to provide documentation in court regarding the defendant’s military status. This documentation is important, because if they are in the military, they are entitled to some protections in court. These protections are outlined in the Servicemembers …

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By: Roy L. Kaufmann

Why Do I Need an Affidavit of Due Diligence?

When, despite all your best efforts, you cannot determine the military status of the defendant in your court case, you will need an affidavit of due diligence. Some businesses deal with members of the military more than others. These include …

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By: Roy L. Kaufmann

When Does SCRA Protection Begin for Reservists?

Reservists, under certain circumstances, enjoy the same benefits as other military personnel under the Servicemembers Civil Relief Act. While all members of the military are entitled to SCRA benefits, the date these benefits kick in can vary among the different …

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By: Roy L. Kaufmann

The Need for Military Verification Under SCRA

Although the Servicemembers Civil Relief Act (SCRA) is a fairly old federal statute, the way it applies to servicemembers continues to evolve. Not only that, but the statute is precipitously vague in some areas, posing danger to any business that …

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By: Roy L. Kaufmann

What is a Military Affidavit and Why Do I Need One?

Military affidavits are important documents that you need as a lender or debt collector. Having a military affidavit on hand helps you stay compliant with the Servicemembers Civil Relief Act (SCRA). But what are these affidavits, how do you get …

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