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By: Roy L. Kaufmann

What are Common Myths About The Servicemembers Civil Relief Act?

The Servicemembers Civil Relief Act is an important law that grants special protections to those with active military status. The SCRA's rules are sometimes confusing. This results in some people who do business with members of the military inadvertently violating…

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By: Roy L. Kaufmann

The SCRA and Bankruptcy: Does it Apply?

Many lenders and business owners know the rules of the SCRA as they apply to civil matters. They know they have to get a military status verification before heading to civil court. But what about the SCRA and bankruptcy proceedings?…

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By: Roy L. Kaufmann

Is Verifying Military Service Required for Landlords?

Large organizations and institutions often know about verifying military service before pursuing court actions against clients. But many individuals who deal with servicemembers can face penalties for noncompliance with the Servicemembers Civil Relief Act as well. Landlords, in particular, need to…

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By: Roy L. Kaufmann

An SCRA FAQ for Landlords

The Servicemembers Civil Relief Act offers a host of benefits to America's military personnel. However, many business owners — including landlords — need to be well-versed in the law. Thus, we offer this SCRA FAQ for landlords. Failure to comply…

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By: Roy L. Kaufmann

Auto Lending: Can I Repossess Servicemembers’ Vehicles?

While auto lending frequently involves smaller dollar amounts than mortgages and student loans, the number of auto loans is high. Almost 44 percent of Americans have a car payment. Add to this the fact that interest rates are higher for…

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By: Roy L. Kaufmann

Can I Pursue Storage Liens Against Active-Duty Servicemembers?

Filing storage liens is, unfortunately, a big part of the job for an owner or manager of a self-storage facility. As much as clients may want to pay their bills, they sometimes don't. And in many jurisdictions, your only recourse…

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By: Roy L. Kaufmann

Active Duty Definition per DMDC

The Department of Defense Manpower Data Center, the source of information reported by the Servicemembers Civil Relief Act Centralized Verification Service, reports the following in its user manual as the definition of active duty as interpreted under the Servicemembers Civil…

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By: Roy L. Kaufmann

Hole in SCRA Allows Lender to Prey on Servicemembers

The Servicemembers Civil Relief Act exists to protect military personnel, who are often among the most vulnerable to questionable financial practices. This law requires lenders to perform an active duty military search before attempting to pursue collection strategies that go…

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